Buyer Tool

    Monthly Payment Reality Check

    See the full picture — not just the mortgage, but taxes, insurance, and HOA too.

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    Texas has no state income tax — property taxes carry more of the load here than in most states.

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    Texas insurance costs have increased significantly in recent years. Get an actual quote before you commit to a number.

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    Your Monthly Payment

    30-year fixed rate on a $320,000 loan

    Total Monthly Payment

    $3,262

    Principal & Interest$2,129
    Property Taxes$833
    Homeowner's Insurance$300
    HOA$0
    Down Payment$80,000 (20%)
    Loan Amount$320,000

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