Net Proceeds Estimator
A clear starting point for understanding what you'd actually walk away with after selling your home. Real numbers, no surprises.
This is an estimate, not an exact figure. Final numbers depend on your specific situation, the buyer's terms, and what comes up during the transaction.
Your Sale Price Range
Enter three sale prices to see your potential range. If you're not sure, use your best guess for the target and adjust the low and high by 5 to 10 percent on either side.
About Your Home and Sale
Used to calculate prorated property taxes you'll owe at closing.
What you still owe on your mortgage. Check your most recent mortgage statement for the exact payoff amount.
Your total annual property tax bill. Found on your most recent tax statement or HCAD website.
Estimated Costs (editable)
Combined commission for both the listing agent and buyer's agent. Typical range in this market: 6% to 8%.
A combined estimate for title insurance and standard closing fees. This typically runs around 1% of the sale price in Texas.
A fixed brokerage transaction fee. Adjust if your situation is different.
Average staging cost for a Lake Houston area home (typical range $3,000 to $6,000). Adjust based on whether you plan to stage and how extensively.
If your neighborhood has an HOA, there's usually a transfer fee at closing. Set to $0 if you have no HOA.
If you've agreed to contribute to the buyer's closing costs as part of negotiations, enter that amount here.
What This Calculator Doesn't Include
To keep this estimate honest, here are things this calculator doesn't include that could affect your final net proceeds.
- Pre-listing repairs or improvements you choose to make.
- Buyer-requested repairs after inspection.
- Home warranty contributions if you decide to offer one.
- Attorney's fees if applicable.
- Loan prepayment penalties if your mortgage has them.
- Second mortgage or HELOC payoffs.
- Survey or other transaction-specific fees.
- Capital gains taxes if applicable.
If any of these are factors in your situation, the actual number will be lower than what's shown here. Worth having a real conversation about.